Rutgers University requires full time and all F&JRutgers-sponsored visa students to waive or enroll in the Student Health Insurance Plan (SHIP) each semester before the deadline.PleasevisitUniversity Health Plansto either waive or enroll.
If you failed to waive before the deadline, you will be enrolled in the SHIP and responsible for paying the premium on the term bill, even though you have other health insurance.
Paying the premium on the term bill is not enrolling; you should complete the enrollment form online before the deadline to finalize the process.
Please note that students in “online-only” degree programs or non-matriculated students registered for online courses only are not eligible to enroll in the Student Health Insurance Plans.
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You do not need to wait for the term bill to access the waiver form.If you have comprehensive health insurance, you may complete the waiver form each semester before the deadline.
- Visitwww.universityhealthplans.comto waive, view deadlines dates/insurance rates.
- Follow the “after completion of the waiver form” guidelines about the removal of the health insurance premium on the term bill.
- If you failed to waive before the deadline and did not complete an enrollment form, you will be automatically enrolled and you will be responsible for paying the premium on the term bill even though you have health insurance.
- For waiver inquiries after the deadline, you must visit www.universityhealthplans.com for specific guidelines
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Paying the premium on the term bill is not enrolling.You should complete the enrollment form each semesterbefore the deadlineto finalize the process.You do not need to wait for the term bill to access the enrollment form.
- Visitwww.universityhealthplans.comto enroll, view deadlines dates/insurance rates, benefits and how to get your insurance card.
- Follow the “after completion of the enrollment form” guidelines, which includes the timeline on how to get your insurance card.
If you failed to enroll before the deadline and did not complete a waiver form, your enrollment in the Student Health Insurance Plan (SHIP) will be processed. The enrollment after the deadline will take a few weeks, which could delay access to your health insurance card. Be proactive and enroll before the deadline; avoid having to pay out of pocket expenses for medical care and prescriptions and then seeking reimbursem*nt.
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Waiver appeals are no longer accepted for academic year 2022-2023. Deadline for appeals has passed.
Waiver Deadline:
Fall 2023: September 22, 2023
Spring 2024: February 09, 2024
Failure to waive by the deadline will result in an automatic enrollment in the Student Health Insurance Plan (SHIP) and you will be responsible for the premium on your term bill EVEN IF YOU HAVE OTHER HEALTH INSURANCE COVERAGE.
You may complete the online SHIP waiver or enrollment form at UniversityHealth Plans.
Summer and Third Term
(Coverage period: May 26, 20XX to August 14, 20XX)
New domestic students and students (F or J) not on Rutgers Sponsorship Visa who register for the summer term may enroll in the Student Health Insurance Plan on a voluntary basis. The deadline to enroll is June 30, 2024.
Students who were registered for the spring term and enroll for the summer term do not need to do anything; the insurance-related action that you took during the spring semester is applicable through August 14, 20XX.
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Review your applicable student type for health insurance eligibility information.
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Annual rate (08/15/23 - 08/14/24): $2,741
Full-Time Students and International(F1, F2, J1, J2)Visa-Sponsored Students*
Student Spouse Child** Fall
(8/15/23- 1/14/24)
$1,146 $1,146 $1,146 Spring/summer
(01/15/24- 08/14/24)
$1,595 $1,595 $1,595 Summer, School of Nursing,and Adv. Standing
(Third Term; 05/26/24- 08/14/24)
$607 $607 $607 Part-Time Students (Not IncludingF1, F2, J1, J2 Rutgers Visa-Sponsored Students)*
Student Spouse Child** Fall(08/15/23-01/14/24)
$2,793.50 $2,793.50 $2,793.50 Spring/summer (01/15/24- 08/14/24)
$3,885.50 $3,885.50 $3,885.50 Summer, School of Nursing, and Adv. Standing
(Third Term; 05/26/24- 08/14/24)
$1,478 $1,478 $1,478 Students can enroll in SHIP and have the option to enroll their spouse/children at University Health Plans.
*Online-only degree programs do not fulfill the eligibility requirements.
**No additional charge for more thantwochildren
Deadline to waive or enroll in the Student Health Insurance Plan (SHIP):
- Fall 2023 - 9/22/23;
- Spring 2024 - 02/09/24;
- Summer 2024 - 06/30/24
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Waivingthe Student Health Insurance Plan WithNJFC
If you haveNew Jersey Family Care (NJFC), you canwaive the Student Health Insurance Plan (SHIP) each semester.To waive SHIP, visitUniversity Health Plansbefore the waiver deadline to complete the waiver form. Be sure to have your NJFC health insurance card handy.
New or Recent NJFC Applicants
If you have applied recently or intend tosoonapply for NJFC, please be aware of theSHIPwaiver deadlines.
Rutgers, The State University of New Jersey, was informed by NJFC that the NJFC approval process takes at least 60 to 90 days after application submission. The NJFC application procedures and timeline areavailablehere.
Please note that if your NJFC application is not approved by the SHIP deadline and you do not have other coverage,you will be automatically enrolled after the deadline and will be responsible for the nonrefundable premium.
Deadline for open enrollment for SHIP ends on:
September 22, 2023– fall 2023semester
February 09, 2024– spring 2024semester
We cannot extend the waiver deadline date forSHIP.
What to Expect During the NJFC ApplicationProcess
During the application review, NJFC might contact you for additional information.If contacted, respond as soon as possibleso as not to delay your application.
Typically,NJFC willthensend you a final letter stating your eligibility and effective date of coverage. The health insurance information will follow. The effective date of coverage must show September 1,xxxxto be eligible to waiveSHIPfor the Fall semester, and February 1,xxxxto be eligible to waiveSHIPfor the Spring semester.
Please allow four business days from the receipt of your online SHIP waiver form confirmation email for the SHIP premium to be removed from your term bill.
You must waive or enroll each semester before the deadline at www.universityhealthplans.com.
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University Health Plans, Inc. also offers a plan for dental and/or vision that can be purchased regardless of whether you are enrolled in the Student Health Insurance Plan.
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The Office of Student Health Insurance is a separate department from the health centers on campus.For on-campus medical care, you may contact the relevant health and wellness centers:
RutgersUniversity–New Brunswick
848-932-7402
websiteRutgersUniversity–Newark
973-353-5231
websiteRutgersUniversity–Camden
856-225-6005
website -
Pleasecontact usif questions arise as you complete the student health insurance form applicable to you.
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Jump Start Program
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For questions regarding student health insurance, please contactAngela Logan, Assistant Director,or Evelyn Nath, Program Coordinator, preferably by email at insure@rutgers.eduusing your Rutgers email address, or by phone at 848-932-8285. When reaching out for assistance, include your RUID#/School ID#, brief messageandany relevantsupporting documentation.NOTE: During open waiver/enrollment periods, please allow at least three business days for a response.
Waiver/Enrollment
833-251-1142
info@univhealthplans.com
Insurance card and benefits
866-599-4427
customerservice@uhcsr.com
Pay premium on termbill
Student Accounting, Billing, and Cashiering
848-932-2254
Contact Us online form
F or J Rutgers-Sponsored Visa Students
RGlobal
848-932-7015
https://sunapsis.rutgers.edu/istart/controllers/start/StartEngine.cfm
